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University Bank
200 University Avenue W.
St. Paul, MN 55103
Lobby Hours:
Monday-Friday:
9:00 a.m. - 5:00 p.m.
Drive-thru & Walk-up Hours:
Monday-Friday:
7:30 a.m. - 6:00 p.m.
Saturday:
9:00 a.m. - Noon
Switchboard (651-265-5600):
Monday-Friday:
8:30 a.m. - 5:00 p.m.
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About Us - Annual Report
Comparative
BALANCE SHEET |
Dec. 31
2007 |
Dec. 31
2008 |
ASSETS |
| Cash and Due from Banks |
$3,085,000 |
$3,085,000 |
| Taxable Investments |
$15,773,000 |
$12,950,000 |
| Exempt Investments |
$0 |
$711,000 |
| Federal Funds Sold |
$240,000 |
$155,000 |
 Loans (Net)
 Loans (Net)
|
$89,316,000 |
$95,432,000 |
| Loans |
$90,886,000 |
$96,660,000 |
| Loans Loss Reserve |
- $1,570,000 |
- $1,228,000 |
| Bank Premises & Equipment |
$5,439,000 |
$5,245,000 |
| Intangible Assets |
$103,000 |
$103,000 |
| Other Assets |
$3,574,000 |
$2,623,000 |
| TOTAL ASSETS |
$117,530,000 |
$120,304,000 |
LIABITIES AND CAPITAL |
|
Deposits (Net)
Deposits (Net)
|
$95,671,000 |
$86,185,000 |
| Noninterest-Bearing |
$16,387,000 |
$14,700,000 |
| Interest-Bearing |
$79,284,000 |
$71,485,000 |
| Fed Funds Purchased/Repurchased Agreements |
$3,337,000 |
$9,612,000 |
| Federal Home Loan Bank Advance |
$3,865,000 |
$10,400,000 |
| Other Liabilities |
$682,000 |
$446,000 |
| Total Liabilities |
$103,555,000 |
$106,643,000 |
|
| Capital Notes (Subordinated) |
$0 |
$0 |
|
Equity Capital (Net)
Equity Capital (Net)
|
$13,819,000 |
$13,504,000 |
| Common Stock at Par Value |
$1,497,000 |
$1,497,000 |
| Surplus |
$5,081,000 |
$5,081,000 |
| Undivided Profits |
$7,241,000 |
$6,926,000 |
| TOTAL CAPITAL |
$13,819,000 |
$13,504,000 |
|
| Unrealized gains (losses) |
$156,000 |
$157,000 |
| TOTAL ADJUSTED CAPITAL |
$13,975,000 |
$13,661,000 |
|
| TOTAL LIABILITIES AND CAPITAL |
$117,530,000 |
$120,304,000 |
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Copyright © 2008 - 2009 University National Bank
Transaction Account Guarantee Program
University National Bank is participating in the FDIC’s Transaction Account
Guarantee Program. Under that program, through December 31, 2010, all non-interest-bearing
transaction accounts are fully guaranteed by the FDIC for the entire amount in the
account. Coverage under the Transaction Account Guarantee Program is in addition to
and separate from the coverage available under the FDIC’s general deposit insurance rules.
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