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University Bank
200 University Avenue W.
St. Paul, MN 55103
Lobby Hours:
Monday-Friday:
9:00 a.m. - 5:00 p.m.
Drive-thru & Walk-up Hours:
Monday-Friday:
7:30 a.m. - 6:00 p.m.
Saturday:
9:00 a.m. - Noon
Switchboard (651-265-5600):
Monday-Friday:
8:30 a.m. - 5:00 p.m.
Arcade Branch
1351 Arcade Street
St. Paul, MN 55106
Lobby Hours:
Monday-Friday:
9:00 a.m. - 5:00 p.m.
Drive-Up Hours:
Monday-Friday:
7:30 a.m. - 6:00 p.m.
Saturday:
9:00 a.m. - Noon
24-Hour TELE-BANK
651-647-0938 Ext. 102
Lost or Stolen
ATM/Debit Cards:
1-800-472-3272
Identity Theft Hotline:
1-877-IDTHEFT
Equifax: 1-800-525-6285
Experian: 1-888-397-3742
Trans Union: 1-800-680-7289
Annual Credit Report:
1-877-322-8228
www.annualcreditreport.com
|
About Us - Annual Report
Comparative
BALANCE SHEET |
Dec. 31
2009 |
Dec. 31
2010 |
ASSETS |
| Cash and Due from Banks |
$47,752,000 |
$54,774,000 |
| Taxable Investments |
$11,334,000 |
$19,786,000 |
| Exempt Investments |
$722,000 |
$721,000 |
| Federal Funds Sold |
$0 |
$110,000 |
 Loans (Net)
 Loans (Net)
|
$108,145,000 |
$112,533,000 |
| Loans |
$109,668,000 |
$114,771,000 |
| Loans Loss Reserve |
- $1,523,000 |
- $2,238,000 |
| Bank Premises & Equipment |
$4,863,000 |
$4,467,000 |
| Intangible Assets |
$103,000 |
$103,000 |
| Other Assets |
$3,191,000 |
$2,268,000 |
| TOTAL ASSETS |
$176,110,000 |
$194,762,000 |
LIABITIES AND CAPITAL |
|
Deposits (Net)
Deposits (Net)
|
$150,007,000 |
$162,624,000 |
| Noninterest-Bearing |
$71,706,000 |
$72,885,000 |
| Interest-Bearing |
$78,301,000 |
$89,739,000 |
| Fed Funds Purchased/Repurchased Agreements |
$4,547,000 |
$1,155,000 |
| Federal Home Loan Bank Advance |
$5,000,000 |
$5,000,000 |
| Other Liabilities |
$426,000 |
$422,000 |
| Total Liabilities |
$159,980,000 |
$169,201,000 |
|
| Capital Notes (Subordinated) |
$0 |
$0 |
|
Equity Capital (Net)
Equity Capital (Net)
|
$15,837,000 |
$25,052,000 |
| Common Stock at Par Value |
$497,000 |
$497,000 |
| Surplus |
$8,081,000 |
$16,081,000 |
| Undivided Profits |
$7,259,000 |
$8,474,000 |
| TOTAL CAPITAL |
$15,837,000 |
$25,052,000 |
|
| Unrealized gains (losses) |
$293,000 |
$510,000 |
| TOTAL ADJUSTED CAPITAL |
$16,130,000 |
$25,561,000 |
|
| TOTAL LIABILITIES AND CAPITAL |
$176,110,000 |
$192,762,000 |
|
