At University Bank, Service Means Action
To build community requires both desire and the commitment to improve — and not just words, but action. Every year our officers are required to make a total of 500 calls outside of the bank and actively participate in a local non-profit organization. The most effective way to understand our community is to listen to it and immerse ourselves in it.

A Return on Investment Beyond Dollars
University Bank aggressively pursues programs to share the risk, offer assistance and guidance to small businesses, and ultimately provide a structure to loan requests that can be executed. The winner here is clear: the bank, the community and the business owner.

Responsive and Responsible
University Bank is an innovator in providing new, much needed services to inner city residents. We purchased a local check-cashing business, relocated the operation into the bank lobby, and cut the check-cashing fees in half. It is our desire to guide individuals back into mainstream banking products to reduce their cost of obtaining cash.

The Business of Helping Businesses
Any bank will lend money to a proven, blue-chip enterprise. But it takes a bank with vision and commitment to reach out to small, minority-owned, and start-up businesses. These are the loans that less community-oriented banks may overlook or may choose to deny. University Bank has long recognized that helping small businesses is the backbone of a strong community.