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Identity Theft Tips

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University Bank
200 University Avenue W.
St. Paul, MN 55103

Lobby Hours:
Monday-Friday:
9:00 a.m. - 5:00 p.m.

Drive-thru & Walk-up Hours:
Monday-Friday:
7:30 a.m. - 6:00 p.m.
Saturday:
9:00 a.m. - Noon

Switchboard (651-265-5600):
Monday-Friday:
8:30 a.m. - 5:00 p.m.

Arcade Branch
1351 Arcade Street
St. Paul, MN 55106

Lobby Hours:
Monday-Friday:
9:00 a.m. - 5:00 p.m.

Drive-Up Hours:
Monday-Friday:
7:30 a.m. - 6:00 p.m.
Saturday:
9:00 a.m. - Noon


24-Hour TELE-BANK
651-647-0938 Ext. 102

Lost or Stolen
ATM/Debit Cards
:
1-800-472-3272

Identity Theft Hotline:
1-877-IDTHEFT

Equifax: 1-800-525-6285
Experian: 1-888-397-3742
Trans Union: 1-800-680-7289

Annual Credit Report:
1-877-322-8228
www.annualcreditreport.com
Business Products - More Info

Additional Service Fees

For a complete list of service fees, please click "Contact Us" and request a
Service Fee schedule be mailed (include your address in the e-mail).
Coin and Currency (Ordered) .10/roll
(Ordered) .10 per 100
(Deposited) .10 per 100
Deposit Drop Box Key $5.00
Deposit Lock Bags $25.00
Returned Items $4/item
Reserve Requirements 10%
Multiple Statements $5.00
NSF/Overdraft Charges $35.00
Consecutive Overdraft Charges (every 7 days) $30.00
Domestic Wire Transfer (outgoing) $20.00
(incoming) $10.00
International Wire Transfer $45.00
Stop Payment $25.00



Reserve Requirements

Federal Regulations require that all banks hold a reserve equivalent of 10% of their total checking account collected balances in a non-interest bearing account.


Other Bank Products and Services

  • Internet Banking
  • 24 Hour TeleBank
  • BillPay
  • Safe Deposit Boxes
  • Wire Transfers
  • Bank-by-Mail
  • Checking Overdraft Protection
  • Direct Deposit
  • Cash Management
  • e-Statements
  • Overdraft Protection
  • Inter-Bank Deposit Services
  • Business Loans
  • Consumer Loans
  • Home Equity Loans
  • Corporate Credit Card
  • ACH
  • CDARS


Loan Option

  • Commercial Real Estate
  • Equipment Loans
  • SBA Loans
  • Working Capital Lines of Credit







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